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Seil 02-15-2010 06:42 PM

College And The Costs Contained Therin
 
So... apparently, in order to get my Practical Nursing certification, I have to pay my school about a billion dollars. Wait... it's a little less:

Totaled, it equals out to $7545.16

That's a lot of money. And with bills 'n things piling up and me being currently unemployed, I've got no idea what's gonna happen. Good thing I'm paying even more money in order to upgrade the pre-reqs I need to get into the program, so I don't need to worry about this 'till next year.

What are you guys paying, and where are you paying it out of?

synkr0nized 02-15-2010 06:56 PM

I have health insurance, too, but it's meh.
 
Each semester, I have a net bill of 0 dollars thanks to being funded. Otherwise I'd be paying about 8-10 grand a semester for grad. school.**

Undergrad, I forget the costs. I had a scholarship, though, that paid for half or so. Still, with room and board in addition to basic tuition, I am pretty sure it was more expensive than what I am technically charged-then-paid-for now per semester.

** e: This does not count rent and bills, but my stipend helps me afford those.

batgirl 02-15-2010 07:01 PM

Let's just say that I paid a good 80 grand for my degree and am still paying around 3500 off. That being said I will be another 40+ grand in the hole once I go for my masters.

I've decided to rob some banks, anyone else in?

Azisien 02-15-2010 07:10 PM

All told, not counting living expenses, both undergrad and teaching cert are about $6000 per year. It's not too bad, as long as you work your ass off in the summer, and maybe a shift or two a week.

Or just pile up lots of debt and then be unemployed with lots of degrees when you graduate. :p

bluestarultor 02-15-2010 07:11 PM

Quote:

Originally Posted by synkr0nized (Post 1016065)
Each semester, I have a net bill of 0 dollars thanks to being funded. Otherwise I'd be paying about 8-10 grand a semester for grad. school.

Undergrad, I forget the costs. I had a scholarship, though, that paid for half or so.

Synk, you're a terrible person for posting that and everyone hates you now.

j/k


I'm paying some odd thousands of dollars, but it's under 3K for 12 credits at the community college.

Once I go to a bigger school, the price will probably increase. I just need to see who will take the credits from my Associate's degree for a computer-related major. I figure one year living off my savings won't hurt too, too badly, but I need to explore my options, because the school I was looking at may have been jerking me around on their competitors' credit transfer systems, and I'm frankly put out by it because I KNOW they were jerking me around during my application process. If they're not going to be honest with me, fuck them. I'll take my business elsewhere if I can.

Seil 02-15-2010 07:15 PM

Quote:

Or just pile up lots of debt and then be unemployed with lots of degrees when you graduate.
What, you're going for a liberal arts degree?

TDK 02-15-2010 07:15 PM

I'm looking at around $6000 per year tuition and $2500 for boarding for my engineering degree from West Virginia University, which will be paid for partly by grants/scholarships and partly (perhaps mostly) by federal loans (FAFSA).

Do they have federal loans and junk in Canada?

Professor Smarmiarty 02-15-2010 07:23 PM

Fuck loads of money is what I paid.

Magus 02-15-2010 07:26 PM

Yeah, I thought in Canada that people basically got free college. Where's your utopia now?!

Anyway, I'm paying about 7,000 a year, but about half is paid in grants and the other half paid in loans this year. It varies from year to year but for the most part we haven't had to pay more than about a thousand out of pocket. This includes paying for my rent at an apartment off campus, though I found a really cheap place that most people probably wouldn't get lucky to find. Staying on campus costs WAY too much for the area I live in, since the rent totals out to about 500 a month. Even signing a lease for nine months at 350 is cheaper than that. Right now I'm renting at 250 a month lease free and only have a 20 minute commute.

In any case, if you don't have to stay on campus, don't. You'll save a lot of money. Make sure to look into grants and subsidized (interest free) loans. Don't get unsubsidized loans if you can help it, you'd be better off paying whatever's left over out of pocket it you can. If you can't, just keep in mind that the interest is going to be building on those all the time you're in school.

CelesJessa 02-15-2010 07:38 PM

I'm paying about.... $18,000 a year. So I can be a starving artist. Awesome. :cool:

Not to mention the hundreds in art fees.

mauve 02-15-2010 09:11 PM

I was lucky enough to get decent scholarships and grants through college, so my grand total was like $1500 or so per year, including books. I hated applying for scholarships with a passion, but it did help. A lot. I still have no idea how I managed that. And I lived at home and carpooled whenever possible, so I saved on living expenses.


And yet despite all that, I'm still too poor to go for my masters degree. XD

Magus 02-15-2010 09:15 PM

I think some of you are going to the wrong universities. You're probably paying out thousands of extra dollars because of the name on the diploma, when there might be cheaper options like state/public universities with the same exact degree. You need to actually look at whether or not a more prestigious name is going to increase your chances of landing a job. Or, if the quality of the program is actually teaching you more or making you better in comparison to a cheaper university, in the case of an art degree.

EDIT: Hey, regarding Master's Degrees, Mauve, how much did having your bachelor's already completed affect your grant situation? Did it completely plummet off?

mauve 02-15-2010 09:31 PM

I can't really say, since I don't know how much I would have recieved if I HADN'T gone for the bachelors degree, but there sure aren't many opportunities available as far as I've seen. I've seen maybe two scholarships, total, for grad students that I'd qualify for, the last time I checked last year. I'd kind of given up on it this year so I haven't looked. Hell, I haven't even filled out a FAFSA yet this year. Doubt I will-- most schools around here have already closed grad school applications for the fall, and I haven't taken any testing. Plus I think scholarship apps close in March.

Jagos 02-15-2010 11:14 PM

I'm deciding to be a computer engineer...

I work and get tuition reimbursement.

The college that I go to for the basics doesn't cover all of my classes past this year. My major is a BITCH of electrical engineering and specializing in circuitry.

There's a reason I go to community college for the small classes then focus on engineering in one fell swoop.

MasterOfMagic 02-15-2010 11:40 PM

My tuition ends up being 8000~9000 a year (not deducting whatever scholarships I get, which changes every year). I'm lucky enough to have parents willing to take care of it for me as long as I pay rent/gas/food/etc, though, so I'm not going into debt for it.

I've been told that if I want a Masters I'm on my own :P Not sure its worth it either way.

Jagos 02-16-2010 12:59 AM

More money for two years? Might as well get it out of the way.

Professor Smarmiarty 02-16-2010 03:52 AM

Quote:

Originally Posted by Magus (Post 1016123)
I think some of you are going to the wrong universities. You're probably paying out thousands of extra dollars because of the name on the diploma, when there might be cheaper options like state/public universities with the same exact degree. You need to actually look at whether or not a more prestigious name is going to increase your chances of landing a job. Or, if the quality of the program is actually teaching you more or making you better in comparison to a cheaper university, in the case of an art degree.

Nope, they all exactly the same where I'm from.

Osterbaum 02-16-2010 03:59 AM

Free education, whoo!

Si Civa 02-16-2010 04:03 AM

This thread proves why Finland is pretty awesome most of the time. Free education, yay!
There's change that this system may be gone though, which is kinda fucking sad and stupid.

And you know, I still don't get why you guys all over the world haven't started revolution against this bullshit you all are getting.

Edit:// See, I and Osterbaum are totally from cooler country than any of you. That's how Finland rolls.

Osterbaum 02-16-2010 04:15 AM

Quote:

Originally Posted by Si Civa
There's change that this system may be gone though, which is kinda fucking sad and stupid.

Which is kinda the dumbest fucking thing ever. I mean, I know you guys (the government) like the USA and all, but fuck there's no need to make all of the same stupid mistakes as well. Fuck, this seriosly pisses me off more than anything.

Quote:

That's how Finland rolls.
Finland is gonna roll off a fucking cliff if things continue in the same direction as presently.

Professor Smarmiarty 02-16-2010 04:22 AM

Quote:

Originally Posted by Si Civa (Post 1016256)

And you know, I still don't get why you guys all over the world haven't started revolution against this bullshit you all are getting.

It's because we were all working 30 hours a week on top of our 40 hour degrees because otherwise we wouldn't be able to live. This helps neutralise the student population- the most powerful of the protest groups.

Si Civa 02-16-2010 04:37 AM

Quote:

Originally Posted by Osterbaum (Post 1016259)
Finland is gonna roll off a fucking cliff if things continue in the same direction as presently.

Kun Suomi putos puusta kävi kaikki kovin äkkiä.. Vaikka ei se sinällään Alangon laulun kanssa mitään tee. Tyhmää ja typerää silti.

Quote:

It's because we were all working 30 hours a week on top of our 40 hour degrees because otherwise we wouldn't be able to live. This helps neutralise the student population- the most powerful of the protest groups.
It's kinda sad that I knew that this is the reason. :/

BitVyper 02-16-2010 09:35 AM

Quote:

I've decided to rob some banks, anyone else in?
There's no money in bank robbery anymore. Most of the thieves make off with less than a thousand dollars. Jewel theft is a much better choice, but you need a good fence.

Alternatively, instead of robbing a bank, you get a good spot to keep an eye on what's happening inside, and then hold up someone after they make a withdrawal. Much less security to deal with, and you're likely to do about as well.

Edit: Bank robbery is more fun though, but you have to dress snappy, and get a soundtrack done by Otis Taylor.

Wigmund 02-16-2010 09:48 AM

A year of college (Fall and Spring, not counting if I decide at some point to do Summer classes) costs between $7000-$7500 at the University of Arkansas. If I was an student from out-of-state, I'd double the tuition.

Hopefully I'll be able to get one of my state's new lottery scholarships and more Pell Grants next year instead of nothing but Loans like my freshman and sophomore years.

In fact, I need to get my taxes filed and all that other good stuff so I can apply for some damn scholarships.

CelesJessa 02-16-2010 10:06 AM

I LIKE throwing away money.
 
Quote:

Originally Posted by Magus (Post 1016123)
You need to actually look at whether or not a more prestigious name is going to increase your chances of landing a job. Or, if the quality of the program is actually teaching you more or making you better in comparison to a cheaper university, in the case of an art degree.

To be fair I"m not sure what other school around here would be so well equipped for the art majors. Art(well specific kinds of art) isn't something that any school with a book could do well in teaching you, you have to get hands-on-experience with the proper equipment. I.E. I'm going into animation and my school provides a full modern animation studio experience, complete with fancy motion capture stuff and.... stuff that I don't even understand yet XD, as well as being up to date on the (super expensive) latest programs that all of the major companies are using. Not to mention this quality of facilities for pretty much any field of art you could want to go into.

Anyway I've been here for awhile now, switching now wouldn't be worth it. :sweatdrop

Azisien 02-16-2010 01:38 PM

Quote:

Originally Posted by TDK (Post 1016076)
I'm looking at around $6000 per year tuition and $2500 for boarding for my engineering degree from West Virginia University, which will be paid for partly by grants/scholarships and partly (perhaps mostly) by federal loans (FAFSA).

Do they have federal loans and junk in Canada?

Yes. It's handled provincially in Ontario for the most part, so if you need loans you go through OSAP, and if you're coming from high school, you get automatic Ontario scholarships based on your grades. Between the two, it's impossible to not go to college.


My word though, Canada doesn't even have close to free college. It's just much cheaper than the US, overall.

MasterOfMagic 02-16-2010 09:10 PM

Quote:

Originally Posted by Jagos (Post 1016197)
More money for two years? Might as well get it out of the way.

Two years is a long time when you're already so sick of school you could throw up just thinking about it. I think the money I'd make with a bachelor's would be enough to get me the lifestyle I'm looking for, so why go through the pain. Meh.

Oron 02-16-2010 09:19 PM

Well, I'm paying ~$10,000 (I think it's more like $9,000 because I got a scholarship from my entrance exam) tuition right now for just high school.

And the colleges I'm looking at have yearly tuitions of ~$12,000 (I think?), ~$30,000, and ~$50,000 (oh, joy).

Yep, I'm going to be paying off student loans for the rest of my life unless I land one of the big scholarships I've applied for.


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