Yeah, I thought in Canada that people basically got free college. Where's your utopia now?!
Anyway, I'm paying about 7,000 a year, but about half is paid in grants and the other half paid in loans this year. It varies from year to year but for the most part we haven't had to pay more than about a thousand out of pocket. This includes paying for my rent at an apartment off campus, though I found a really cheap place that most people probably wouldn't get lucky to find. Staying on campus costs WAY too much for the area I live in, since the rent totals out to about 500 a month. Even signing a lease for nine months at 350 is cheaper than that. Right now I'm renting at 250 a month lease free and only have a 20 minute commute.
In any case, if you don't have to stay on campus, don't. You'll save a lot of money. Make sure to look into grants and subsidized (interest free) loans. Don't get unsubsidized loans if you can help it, you'd be better off paying whatever's left over out of pocket it you can. If you can't, just keep in mind that the interest is going to be building on those all the time you're in school.
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