Quote:
Originally Posted by Professor Smarmiarty
It pays to remember Nikose is rich as fuck.
For us normal people in normal world you get whatever house you can find that you can afford.
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I'm not rich as fuck, I work the same minimum wage jobs. I just had a healthy inheritance that I put to work for myself so that I could help others.
And living in whatever housing you can afford is brutal advice; the 30% is advice based on banks for calculating if you're in 'too much debt' or spend too much of your income to get any financial assistance. That's why I try and advise people to aim for it.
And no this is not an invitation to debate trusting banks.
Quote:
Originally Posted by Professor Smarmiarty
I'm amused that Poch pays people in cheques though. Do you send these cheques by telegraph? Or maybe you hail the nearest hansom.
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Checks/Cheques are a very easy way to keep track of where your money went; it functions as it's own rent receipt, so you don't get screwed at years end by some scumsucker landlord who rents you an apartment for $600 a month all inclusive, then cuts you an end of year rent receipt for $400/month to claim on your taxes and tells you the rest went to "paying utilities so you can't claim that".
Cash is easy but has no security; Checks are safer than cash but will cost you $2 for a checkbook; and E-Transfers are safest and give a secure paper trail, confirmation number of payment, etc. but hit you with a $1.50 fee for every transfer, depending on your bank and account type. I only accept checks and E-Transfers, and I have them send $1.50 less to cover their fee.